Church Insurance Options

New Life Christian Church - Florissant, MoThere are many different insurance options. Helping you choose the best one is what we do.

We find insurance solutions for Missouri and Illinois Churches, religious daycare, preschool, camps, and much more.

Church Insurance/House of Worship

A church is more than a building with pews and a steeple. A church is a community of people meeting to worship together, support each other and witnessing to your neighbors. Some churches are large communities with a tradition and foundation hundreds of years old while others are brand new meeting in a coffee house or a local school building. Some offer a traditional service while others are more contemporary in their worship. Regardless of how old your church is or how large or small your building is, Church Insurance Management (part of the Crane agency) is there to help you with your church insurance needs. We will help you protect your buildings, belongings, automobiles and members. We will help you protect against liability losses, slip and fall claims, injuries to your workers and even students, if you have them. Regardless of your insurance needs, Church Insurance Management will help place the right coverage for you. Church Insurance Management will be your advocate and is focused on the needs of churches of all sizes and denominations.

Day Care/Preschool

If your church is family based you may offer a daycare, preschool or mother’s day out program. While you offer a critical service to your church and community, you also have assumed an incredibly large responsibility. You want to be sure all the coverages that are critical to your organization are in place. Church Insurance Management can help you navigate these coverage needs and help you implement a plan that protects the little ones who are left in your care while also protecting your church. Our resources include sample abuse and molestation prevention programs, background check services and more.  Call on Church Insurance Management to help you review and protect your organization.

Elementary/Secondary Education

Private Religious based schools are often sponsored or chartered by a local church. Providing elementary and secondary education offers a unique set of challenges and coverage needs. You may plan field trips, offer athletic teams or clubs after the school day is complete. You may have a computer lab offering higher technology opportunities to your students and a full service cafeteria serving hot meals to all your students. You will want protection for your administration and teaching staff and the volunteers who serve on your board of directors. Church Insurance Management can help you identify your needs and find the solutions that fit.

Summer Camps/VBS/Student Accident Coverage

Active Churches often have vibrant growing youth programs. You may offer a weeklong camp during summer break or vacation bible school that meets for a few hours each day. Protecting and keeping your youth safe can be a major challenge. Most insurance programs do not automatically cover injures to children while away at camp or VBS. A student accident policy may be the best source of protection. Church Insurance Management has the solutions to help you keep your youth safe at all church or school activities.

Common Coverage Available

  • Property Insurance
  • Building & Contents
  • Pipe Organs, Audio & Video Equipment
  • Alterware
  • Fine Arts including Stained Glass
  • Musical Instruments
  • Pastor’s Property
  • Liability Insurance
  • Bodily Injury & Property Damage Liability
  • Sexual Misconduct Liability
  • Pastoral Counseling Liability
  • Cemetery Liability
  • Directors & Officers Liability
  • Daycare/Preschool Liability
  • Educators Legal Liability
  • Student Accident Insurance
  • Host Liquor Liability
  • Liquor Liability
  • Employee Benefits Liability
  • Employment Practices Liability
  • Umbrella

Auto Insurance

  • Liability Insurance
  • Medical Payment
  • Uninsured/Underinsured Motorist Coverage
  • Comprehensive
  • Collision
  • Towing
  • Rental Reimbursement

Other Insurance Options

  • Employee/Volunteer Coverage
  • Group Medical/Dental/Life
  • Workers Compensation
  • Foreign travel liability/medical

Need help deciding on what’s best for you? Call 636-537-5086 or toll free 1-800-388-2478.